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Medicare Savings Program

The Medicare Savings Program is a federal program where you can get help from your state paying your Medicare premiums.

In some cases, if you meet certain conditions, the Medicare Savings Programs may also pay:

Medicare Part A (Hospital Insurance) deductible

  • Medicare Part B (Medical Insurance) deductible

  • Coinsurance  and copayments

Colorado Springs Medicare Insurance Agency  can help you determine if you may qualify for the program and help you submit an application, for FREE.

There are 4 Kinds Medicare Savings Programs

  • Qualified Medicare Beneficiary

  • Specified Low Income Medicare Beneficiary

  • Qualifying Individual

  • Qualified Disabled and Working Individuals

Do I Qualify for the Medicare Savings Program?

To be accepted into the Medicare Savings Program, there are certain resource qualifications that must be met. The resources that are countable when qualifying for the Medicare Savings Program include:

  • Money in a checking or savings account

  • Stocks

  • Bonds

  • Monthly Income that falls within your State’s income limits

Countable resources don’t include:

  • Your primary home

  • One car

  • Burial plot

  • Furniture

  • Other household and personal items

Even if you think your resources are too high, you should still apply for the Medicare Savings Program.

You can find additional information by visiting https://www.medicare.gov/your-medicare-costs/get-help-paying-costs/medicare-savings-programs

Should I Apply for the Medicare Savings Program?

If you can answer “yes” to these three questions, you should apply for the Medicare Savings Program:

  1. Do you have, or are you eligible for, Part A?

  2. Is your income for 2021 at, or below, the income limits listed for any of the programs above?

  3. Do you have limited resources, below the limits above?

How Do I Apply for the Medicare Savings Program?

You can apply for the Medicare Savings Program in a few different ways. Anyone who applies for the Extra Help program can request their application be sent to their state’s Medicaid office or you can call your state Medicaid office directly.

The easiest way would be to call the Colorado Springs Medicare Insurance Agency  at (719) 301-1220.

We’re experts in the Medicare Savings Program and would be happy to assist you absolutely free.